The GC or commercial owner has the work. You have the invoice. They pay in 30, 60, 90 days — and Friday payroll does not wait. Advance that unpaid bill so cash hits the shop now, while the receivable is still sitting.
BuildOs Pro · Marketplace
Approved · Embedded · On the estimate
The companies inside BuildOs Pro
This is our marketplace — a public list of who is approved or already wired into the job. Get paid now advances unpaid business invoices inside BuildOs Pro. Homeowner financing shows on the estimate they open.
Try BuildOs Pro before you buy
The first 30 days are try-before-you-buy. No credit card. No feature gates. You have every BuildOs Pro capability from day one — estimating, CRM, scheduling, daily logs, permits, Get paid now on invoices, financing on the estimate, and the rest of the OS.
Daily operation is best on a desktop or laptop. Field staff and subcontractors use the mobile version for photos, daily logs, and the clock.
Funding on every estimate
Typical shops only close about 25–30% of estimates they send — up to ~75% get tossed. Price is why a lot of those die. A monthly number on the proposal is why more of them say yes. Shops that offer financing on the quote see close-rate lifts in the 18–40% range on jobs over $5,000, and tickets that run about 30% larger — the homeowner compares a payment to a utility bill, not a cash lump. Offers can come back in minutes. That is how you win more of a book you cannot afford to spend all day estimating.
+18–40%close-rate lift when a monthly payment is on the quote (home-improvement POS industry benches)
~1 minsoft check → offers. No hard pull to see options. Typical POS approval around 70%+
You get paidLender funds you like a cash job. Homeowner pays them monthly. Free for the contractor to offer.
BuildOs Pro puts example monthly payments on the estimate you already send. The homeowner taps Check options. We are wiring three partners for that button: Wisetack, Acorn Finance, and Hearth. Soft check, answer in minutes.
Get paid now — money to the contractor
Different product. This is cash to your shop while you wait — eight options, each for a different hole in the week. Apply inside BuildOs Pro. Available in all 50 states.
You bill homeowners. Their invoice is not a typical business receivable. A revolving line underwrites your shop — bank, books, revenue — so you can draw when materials, labor, or a slow month hit. Draw, repay, draw again.
One lump sum. Fixed payments. Use it for a truck, a crew you cannot float, or the gap between a finished job and the next deposit. You know the payment before you take the money.
The book is full. The account is tight. Take money now against work you are about to bill, and repay as a share of sales as jobs close — not a rigid calendar that ignores how construction actually pays.
The supplier or materials PO is due before the client pays you. Cover that bill so you do not drain the account, miss a materials window, or stall a crew that is ready to work.
Friday is Friday. The receivable lands next month. Make payroll on time so the crew stays, the job keeps moving, and you are not writing a personal check to float someone else's delay.
A GC or commercial buyer wants Net 30 or Net 60. You still get paid. They pay later. This is not the same as homeowner monthly plans on the estimate — that is how the client pays you. This is how you stay whole when a business customer needs time.
A card for materials and job expenses, repaid on your cash cycle — not a personal card that mixes the house with the company. Keep job spend on the job.
Who is on the marketplace
Embedded is live in the app today. On the estimate is the funding offer homeowners see on proposals. Partnering means we are listing them and wiring the live apply. We do not pretend a logo is live if it is not.
Homeowner financing
Wisetack
On the estimate
Point-of-sale plans on the proposal. Soft check, offers in about a minute. Typical tickets $500–$65,000.
Acorn Finance
On the estimate
One apply, multiple lenders. Soft check. Same estimate-banner pattern they already run with FieldPulse.
Hearth
On the estimate
Home-improvement lender waterfall. Homeowner applies from the estimate link. Strong on remodel and HVAC.
Construction / project finance
Reviews
Not a store of random apps. We list companies that fill a gap on a live job — funding on the estimate, materials on the takeoff, leads in the CRM. We do not list a second estimator or a second OS.
Want to be listed?
Email info@buildospro.com with subject Marketplace partner. Tell us the contractor outcome and whether you can embed like ABC or start as a funding link on the estimate. First design partners get the estimate placement.
